Most people wait too long to start estate planning — and their families pay for it later. The honest answer to "when?" is: probably sooner than you think. Estate planning isn't just for the wealthy or the nearly retired.
Waiting lets assets get tangled and options shrink. Gifting and charitable strategies work best with time, and without a plan your family may face probate. A plan puts a trusted person in charge if you can't handle money or medical decisions, and written wishes reduce family conflict.
Even a basic plan is better than none. See what's included in a complete plan.
Get clear answers about your family's plan in one short conversation.