:root{
  --ink:#14213a; --muted:#56627a; --navy:#0e2146; --navy-2:#1a3264;
  --gold:#c6953c; --gold-2:#a87a2a; --cream:#fbf8f3; --sand:#f5efe4; --line:#ebe2d2; --white:#fff;
  --radius:14px; --shadow:0 10px 30px rgba(31,58,77,.10);
  --serif:"Libre Caslon Text","Playfair Display",Georgia,serif; --script:"Great Vibes",cursive; --sans:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--cream);line-height:1.65;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--navy-2)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(2.3rem,5vw,3.6rem)} h2{font-size:clamp(1.9rem,3.6vw,2.6rem)} h3{font-size:1.45rem}
p{margin:0 0 1em}
.eyebrow{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-2);font-weight:600;margin-bottom:.6em}
.lead{font-size:1.15rem;color:var(--muted)}

/* header */
.top{background:var(--navy);color:#fff;font-size:.88rem}
.top .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 20px;flex-wrap:wrap}
.top a{color:#fff;text-decoration:none}
header.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{height:46px;width:auto}
.menu{display:flex;gap:26px;align-items:center}
.menu a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
.menu a:hover,.menu a.active{color:var(--gold-2)}
.burger{display:none;background:none;border:0;font-size:1.7rem;color:var(--navy);cursor:pointer}
@media (max-width:900px){
  .burger{display:block}
  .menu{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 20px 22px;gap:14px;border-bottom:1px solid var(--line)}
  .menu.open{display:flex}
}

/* buttons */
.btn{display:inline-block;padding:14px 26px;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:var(--sans);transition:.15s}
.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--gold-2)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{border-color:#fff;color:#fff}.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}
.menu .btn{padding:10px 20px;color:#fff}

/* hero */
.hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,38,51,.88),rgba(20,38,51,.55) 60%,rgba(20,38,51,.25))}
.hero .wrap{position:relative;padding:110px 20px 120px}
.hero h1{color:#fff;max-width:720px}
.hero p{max-width:620px;font-size:1.2rem;color:#e9eef2}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero .note{margin-top:22px;font-size:.92rem;color:#d7e0e6}
.page-hero .wrap{padding:80px 20px 80px}

section{padding:84px 0}
.alt{background:var(--sand)}
.white{background:#fff}
.center{text-align:center}
.center .lead{max-width:720px;margin-left:auto;margin-right:auto}

.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.35em}
.card p{color:var(--muted);margin:0}
.card .ic{width:46px;height:46px;border-radius:12px;background:var(--sand);color:var(--gold-2);display:grid;place-items:center;margin-bottom:16px}
.card .ic svg{width:24px;height:24px}
.card a.more{display:inline-block;margin-top:14px;font-weight:600;text-decoration:none;color:var(--gold-2)}

.steps{counter-reset:s}
.step{position:relative;padding-left:70px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:50px;height:50px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--serif);font-size:1.5rem;display:grid;place-items:center}

.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding-left:32px;position:relative;margin-bottom:10px}
.checklist li::before{content:"";position:absolute;left:0;top:6px;width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/12px no-repeat}

/* quiz */
.quiz{background:#fff;border-radius:var(--radius);padding:34px;border:1px solid var(--line);box-shadow:var(--shadow);max-width:760px;margin:0 auto}
.quiz label{display:flex;gap:12px;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;cursor:pointer}
.quiz input{width:20px;height:20px;accent-color:var(--gold)}
.quiz .result{margin-top:16px;padding:16px;border-radius:10px;background:var(--sand);display:none}

.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:32px}}
.photo{border-radius:var(--radius);box-shadow:var(--shadow);width:100%;object-fit:cover}

.cta{background:var(--navy);color:#fff}
.cta h2{color:#fff}.cta p{color:#dbe3e9}
.badges{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin:24px 0 30px}
.badges span{border:1px solid rgba(255,255,255,.3);padding:8px 16px;border-radius:999px;font-size:.92rem}

.prose{max-width:780px}
.prose h2{margin-top:1.2em}
.prose h3{margin-top:1.2em}
.prose ul{padding-left:1.2em}
.service{scroll-margin-top:100px;padding:60px 0;border-bottom:1px solid var(--line)}
.service:last-child{border-bottom:0}
.states{columns:4 160px;list-style:none;padding:0}
.states li{padding:4px 0}
.states li.no{color:#a0a0a0;text-decoration:line-through}
.quote{font-family:var(--serif);font-size:1.6rem;color:var(--navy);font-style:italic;text-align:center}

/* pay */
.price-card{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.price-head{background:var(--navy);color:#fff;padding:30px}
.price-head h2{color:#fff;margin:0 0 .2em;font-size:1.8rem}
.price{font-family:var(--serif);font-size:3.4rem;color:#fff;line-height:1}
.price small{font-size:1rem;font-family:var(--sans);color:#cfd9e0}
.price-body{padding:30px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:600px){form .row{grid-template-columns:1fr}}
form label{display:block;font-weight:600;font-size:.9rem;margin:14px 0 6px}
form input,form select,form textarea{width:100%;padding:13px 14px;border:1px solid #cfc6b6;border-radius:10px;font:inherit;background:#fff}
form input:focus,form select:focus,form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.hp{position:absolute;left:-9999px}
.form-msg{margin-top:12px;color:#a33;font-weight:600}
.secure{display:flex;gap:8px;align-items:center;color:var(--muted);font-size:.88rem;margin-top:14px}

.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;margin-bottom:26px;scroll-margin-top:100px}
.article .meta{color:var(--muted);font-size:.9rem;margin-bottom:10px}

footer{background:#15242f;color:#b9c6cf;padding:60px 0 30px;font-size:.93rem}
footer a{color:#e7edf1;text-decoration:none}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}
@media (max-width:760px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-family:var(--serif);font-size:1.25rem;margin:0 0 10px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer .fine{border-top:1px solid #2a3b47;margin-top:40px;padding-top:20px;font-size:.82rem;color:#8b9aa5}
@media (max-width:600px){.top .wrap{justify-content:center}.top .wrap>span:first-child,.top .mail{display:none}}

/* ===== Design refresh (matches brand flyer) ===== */
.script{font-family:var(--script);color:var(--gold);font-weight:400;line-height:1.1}
.gold-rule{display:block;width:260px;max-width:60%;height:4px;border-radius:4px;background:var(--gold);margin:14px 0 18px}
.hero2{background:#fff;overflow:hidden}
.hero2 .wrap{display:grid;grid-template-columns:1fr 1.15fr;gap:24px;align-items:center;padding-top:40px;padding-bottom:30px}
.hero2 h1{font-size:clamp(2.6rem,6vw,4.6rem);line-height:1.02;letter-spacing:-.01em;margin:0}
.hero2 .sub{font-family:var(--serif);font-size:1.35rem;color:var(--ink);margin:0 0 26px}
.hero2 .actions{display:flex;gap:12px;flex-wrap:wrap}
.hero2 .note{margin-top:16px;color:var(--muted);font-size:.92rem}
.hero2 .pic{position:relative}
.hero2 .pic img{width:100%;border-radius:18px;box-shadow:var(--shadow);-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 12%);mask-image:linear-gradient(90deg,transparent 0,#000 12%)}
@media (max-width:900px){.hero2 .wrap{grid-template-columns:1fr}.hero2 .pic img{-webkit-mask-image:none;mask-image:none}}

.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:-6px}
@media (max-width:980px){.benefits{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.benefits{grid-template-columns:1fr}}
.benefit{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 6px 18px rgba(14,33,70,.06)}
.dot{flex:0 0 56px;height:56px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center}
.dot svg{width:28px;height:28px}
.benefit h3{font-size:1.2rem;margin:2px 0 6px}
.benefit p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.5}

.panels{display:grid;grid-template-columns:2.1fr 1fr;gap:20px;margin-top:28px}
@media (max-width:980px){.panels{grid-template-columns:1fr}}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 6px 18px rgba(14,33,70,.06)}
.panel-head{background:var(--navy);color:#fff;padding:16px 26px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.panel-head h2{color:#fff;font-size:1.6rem;margin:0}
.panel-head small{letter-spacing:.14em;text-transform:uppercase;font-size:.7rem;color:#d8dfeb;display:flex;align-items:center;gap:12px}
.panel-head small::before{content:"";width:70px;height:1px;background:var(--gold)}
.panel-head.gold{background:linear-gradient(#d4a650,#c6953c);justify-content:center}
.panel-head.gold h2{color:var(--navy);font-size:1.4rem}
.sol{display:grid;grid-template-columns:repeat(5,1fr)}
@media (max-width:980px){.sol{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.sol{grid-template-columns:1fr}}
.sol a{display:block;padding:22px 18px;text-decoration:none;color:inherit;border-right:1px solid var(--line)}
.sol a:last-child{border-right:0}
.sol a:hover{background:var(--cream)}
.ring{width:54px;height:54px;border-radius:50%;border:2px solid var(--gold);color:var(--navy);display:grid;place-items:center;margin-bottom:12px}
.ring svg{width:26px;height:26px}
.sol h3{font-size:1.05rem;margin:0 0 6px}
.sol p{font-size:.88rem;color:var(--muted);margin:0;line-height:1.45}
.three{display:grid;grid-template-columns:repeat(3,1fr);padding:20px 12px;text-align:center}
.three div{padding:0 8px;border-right:1px solid var(--line)}
.three div:last-child{border-right:0}
.num{width:38px;height:38px;border-radius:50%;background:var(--gold);color:#fff;font-weight:700;display:inline-grid;place-items:center;margin-bottom:8px}
.three h3{font-size:1rem;margin:0 0 6px}
.three p{font-size:.85rem;color:var(--muted);margin:0;line-height:1.4}

.trustbar{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid var(--line);border-radius:14px;margin-top:20px;padding:16px 8px}
@media (max-width:900px){.trustbar{grid-template-columns:repeat(2,1fr);row-gap:14px}}
@media (max-width:520px){.trustbar{grid-template-columns:1fr}}
.trustbar div{display:flex;gap:12px;align-items:center;padding:4px 18px;border-right:1px solid var(--line)}
.trustbar div:last-child{border-right:0}
.trustbar svg{flex:0 0 40px;width:40px;height:40px;color:var(--gold)}
.trustbar strong{display:block;font-family:var(--serif);color:var(--navy)}
.trustbar span{font-size:.88rem;color:var(--muted)}

.callbar{display:grid;grid-template-columns:2fr 1fr;gap:20px;align-items:center;margin-top:20px}
@media (max-width:900px){.callbar{grid-template-columns:1fr}}
.callbar a.bar{display:flex;align-items:center;gap:18px;flex-wrap:wrap;background:var(--navy);color:#fff;text-decoration:none;border-radius:14px;padding:20px 28px;font-family:var(--serif);font-size:clamp(1.2rem,2.4vw,1.8rem)}
.callbar a.bar svg{width:38px;height:38px;color:var(--gold)}
.callbar a.bar .ph{color:var(--gold);border-left:1px solid rgba(255,255,255,.35);padding-left:18px}
.callbar .peace{font-size:2.2rem;text-align:center}
.hero2 .wrap{grid-template-columns:.95fr 1.25fr;padding-top:34px;padding-bottom:34px}
.hero2 .pic img{height:470px;object-fit:cover;object-position:60% 40%}
@media (max-width:900px){.hero2 .wrap{grid-template-columns:1fr}.hero2 .pic img{height:260px}}
.callbar a.bar{flex-wrap:nowrap}
.callbar a.bar .ph{white-space:nowrap}
@media (max-width:640px){.callbar a.bar{flex-wrap:wrap}.callbar a.bar .ph{border-left:0;padding-left:0}}
.trustbar span{line-height:1.4}
section.hero2{padding:10px 0 20px}
.hero2 .pic img{height:400px;object-position:50% 75%}